This Privacy Policy explains how Auto Loan Refinance Calculator (“we,” “us,” or “our”) collects, uses, and shares information when you visit autoloanrefinancecalculator.online (the “Site”).
1. Information we collect
When you use our Site, we may collect the following:
Usage data. We automatically collect information about how you interact with the Site, including your IP address, browser type, pages visited, time spent on pages, and referring URLs. This data is collected through analytics tools and helps us understand how visitors use the Site.
Calculator inputs. The numbers you enter into our refinance calculator (loan balance, APR, term, etc.) are processed locally in your browser and are not stored or transmitted to our servers.
Comments. If you leave a comment, we collect your name, email address, and the content of your comment. An anonymized version of your email may be sent to Gravatar to check for a profile image.
Cookies. We use cookies for basic site functionality and analytics. See Section 4 for details.
2. How we use your information
We use the information we collect to:
- Operate and improve the Site
- Analyze traffic and usage patterns
- Detect and prevent spam or abuse
- Comply with legal obligations
We do not sell your personal information to third parties.
3. Advertising
We use Google AdSense to display advertisements on this Site. Google AdSense uses cookies to serve ads based on your prior visits to this and other websites. Google’s use of advertising cookies enables it and its partners to serve ads based on your visit to this site and other sites on the internet.
You may opt out of personalized advertising by visiting Google’s Ads Settings or by visiting www.aboutads.info.
For more information on how Google uses data from sites that use its services, visit google.com/policies/privacy/partners.
4. Cookies
We use the following types of cookies:
Functional cookies. These are necessary for the Site to work correctly, such as remembering your comment preferences.
Analytics cookies. We use Google Analytics to collect anonymized data about how visitors use the Site. This helps us improve content and user experience. Google Analytics uses cookies to track sessions and interactions.
Advertising cookies. Google AdSense places cookies on your device to serve relevant ads. These cookies may track your browsing activity across websites.
You can control or disable cookies through your browser settings. Note that disabling cookies may affect how parts of the Site function. You can also opt out of Google Analytics tracking by installing the Google Analytics opt-out browser add-on.
5. Third party services
Our Site may link to or embed content from third-party websites including lenders, financial institutions, and social platforms. We do not control these third parties and are not responsible for their privacy practices. We encourage you to review their privacy policies before providing any personal information.
6. Your rights (GDPR and CCPA)
If you are located in the European Economic Area, the United Kingdom, or California, you may have additional rights regarding your personal data.
You have the right to: access the personal data we hold about you, request correction of inaccurate data, request deletion of your data, and opt out of the sale of personal data (we do not sell personal data).
To exercise any of these rights, contact us through the Contact Us page.
7. Data retention
Comments and associated metadata are retained indefinitely so we can recognize and approve follow-up comments. Calculator inputs are not stored. Analytics data is retained according to Google’s standard retention policies.
8. Children’s privacy
This Site is not directed at children under 13. We do not knowingly collect personal information from children. If you believe we have collected information from a child, contact us and we will delete it.
9. Changes to this policy
We may update this Privacy Policy from time to time. The “Last updated” date at the top of this page reflects when changes were last made. Continued use of the Site after changes are posted constitutes acceptance of the updated policy.
10. Contact
For questions about this Privacy Policy, use the Contact Us page.